![]() Determine your risk, get a quote, find an agent and more. Your monthly premium may be higher if you. Flood insurance is available to homeowners, renters and business owners in most communities. Renters can cover their belongings for up to 100,000. currents of water exceeding anticipated cyclical levels that result in a flood as defined above. The average flood insurance policy can cost approximately 700 per year, although the cost depends on where you live. Contact your local insurance agent or insurance company to find out what types of offers they have for purchasing flood insurance. Homeowners can insure a home for up to 250,000 and its contents for up to 100,000. ![]()
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